PAYBACK INFORMATION MANAGEMENT SYSTEM (PIMS) USING MULTIFACTOR AUTHENTICATION What is Multifactor Authentication (MFA)? • MFA is a security process that requires a user to verify their identity in multiple ways to gain system access • These multiple factors may include: • • Something only the individual user knows (e.g., a password) Something only the individual user possesses (e.g., a smartphone app or security token) 2 Why use MFA for the PIMS? • Use of MFA for the PIMS greatly reduces