Health Savings Accounts Sherry Glied HPM MSPH, Columbia University

Health Savings Accounts Sherry Glied HPM MSPH, Columbia University

Ten Worst Things about HSAs

Progressive

fragment the insurance market

120 0 regressive

Health Care Professional

discourage coordinated care

add administrative complexity for MDs

Economic Policy Wonk

www.Kff.org increase health care costs

The greatest improvement in the productive powers of labor, and the greater part of the skill, dexterity, and judgment with which it is anywhere directed, or applied, seem to have been the effects of the division of labor work against the division of labor

IRA 529 Education Savings Account lead to inefficient savings behavior HSA

Libertarian

BANKERS FORM HEALTH SAVINGS ACCOUNT COUNCIL WASHINGTON, Dec. 20—The American Bankers Association and the HSA COUNCIL MEMBERS MEET WITH American Bankers Insurance PRESIDENT BUSH ON STRATEGIES Association jointly announced the TO EXPAND HEALTH SAVINGS formation of The HSA Council, an ACCOUNTS organization of banks, insurers and WASHINGTON, April 4 — Two members of technology leaders committed to the HSA Council met with President Bush this increasing the distribution of health morning to discuss ways to make it easier forsavings accounts through banks. Americans to participate in health savings accounts. expand regulatory capture

over-regulate the insurance market

variations in care Rising costs Poor quality treatment Medical errors 46 million uninsured HSA are an absurd distraction

fragment the insurance market are regressive discourage coordinated care add administrative complexity for MDs increase health care costs work against the division of labor lead to inefficient savings behavior expand regulatory capture over-regulate the insurance market are an absurd distraction