Ratemaking Seminar 2002 The Convergence of Technology, Data Standards & Analytical Tools Actuarial Standards - 23 Arthur R. Cadorine - ISO Forewarned Is Forearmed Current economic slowdown could be a lot worse Electronic linkages identify problems sooner Insurers ride their roller coaster Insurance Industry Standards Standards for policy and claim transactions are being developed ACORD IAIABC IDMA These standards will change the industry